New York State Loan Forgiveness Programs

Have part of your loans forgiven or cancelled.

Under certain conditions, you may have all or part of your education loans forgiven or cancelled in exchange for performing a qualifying service for a defined period of time. Although you do not have to repay the part of your loan that is forgiven or cancelled, you may owe taxes on the forgiven/cancelled amount in cases where the forgiven/cancelled amount is considered income.

Also see federal loan programs.

District & Indigent Legal Services Attorney Loan Forgiveness (DALF)

Student loan forgiveness for District attorneys and indigent legal services attorneys.

NYS Licensed Social Worker Loan Forgiveness (LSWLF) Program

Student loan forgiveness for licensed social workers working in critical human service areas.

Young Farmers Loan Forgiveness Incentive Program

Student loan forgiveness for farmers in exchange for operating a farm in NYS, on a full-time basis, for five years.

Get on Your Feet Loan Forgiveness Program

Student loan forgiveness to people participating in a federal income-driven repayment plan.

Accepting Applications

NYS Nursing Faculty Loan Forgiveness (NFLF) Incentive Program

Student loan forgiveness for Nursing faculty in New York State.

NYS Child Welfare Worker Loan Forgiveness Incentive Program

Loan Forgiveness for child welfare workers in New York State.

NYS Teacher Loan Forgiveness Program

Loan Forgiveness for teachers in New York State.

Accepting Applications