A Fresh Start

On April 6, 2022, the U.S. Department of Education (ED) announced it would eliminate the negative effects for borrowers with defaulted federal student loans. Known as “Fresh Start,” this initiative will increase the long-term repayment success of borrowers with eligible loans. Fresh Start restores eligibility for federal student aid to almost 7.5 million borrowers (as of May 31, 2022) to help them complete their credential or degree; borrowers who do not complete their program of study are at a higher risk of default.

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