World Trade Center Memorial Scholarship

The World Trade Center Memorial Scholarship (WTC) provides access to a college education for children, spouses, and financial dependents of innocent victims who died or were severely and permanently disabled as a result of the September 11, 2001 terrorist attacks on the United States of America - at the World Trade Center, the Pentagon, and on airline flights 11, 77, 93, and 175 - and the resulting rescue and recovery efforts.


An applicant must:

  • be either a survivor, who is severely and permanently disabled as a result of injuries sustained in the attacks or subsequent rescue and recovery operations, or a child, spouse or financial dependent of a deceased or severely and permanently disabled victim;
  • have graduated from high school in the United States, earned a high school equivalency diploma, or passed a federally approved "Ability to Benefit" test as defined by the Commissioner of the State Education Department;
  • study at an approved postsecondary institution in New York State;
  • be matriculated in an approved program of study;
  • be enrolled as a full-time student taking 12 or more credits per semester applicable toward the degree program;
  • be in good academic standing;
  • be in a non-default status on a student loan made under any NYS or federal education loan program or repayment of any NYS award; and
  • be in compliance with the terms of any service condition imposed by a NYS award.
Note: To be deemed severely and permanently disabled, one must be unable to engage in any occupation for payment or profit because of a severe or permanent disability sustained as a direct result of the September 11, 2001 attack on the United States or while engaged in the subsequent rescue and recovery efforts. For purposes of this award, someone who is able to work and earn money, even on a part-time basis or light duty, is not considered to have a severe and permanent disability.

Award Amount

For the 2020-21 academic year, a recipient will receive a maximum of $25,620 if living on campus and a maximum of $16,290 if commuting to college. Note: Students choosing to live off campus when housing is available will be paid at the lower commuter rate.

  • Tuition: an amount equal to your actual tuition or the State University of New York’s (SUNY) in-state tuition, whichever is less.
  • Non-tuition costs: such as room, board, books, supplies and transportation up to the non-tuition cost allowances at SUNY colleges.
    • Type of housing affects the total amount, with an on-campus student receiving a higher room and board allowance than a commuter student; however, if housing is not available on campus, the student will receive the same allowance as student living on campus.

Receipt of other grants and scholarships may reduce the WTC award. The total of all aid received cannot be greater than the student's cost of attendance determined for federal Title IV student financial aid purposes.

Note: Any award payment received may have tax implications. Any questions regarding this should be directed to a tax professional, the Internal Revenue Service, or the NYS Department of Taxation and Finance.


Recipients are entitled to payment for up to four years of full-time undergraduate study, or five years if enrolled in a bachelor degree program approved as a program normally requiring five years of study.

How To Apply

Complete and submit the NYS World Trade Center Memorial Scholarship Web Application. Be sure to print the Web Supplement confirmation, sign, date and submit it, along with the required documentation including this Total & Permanent Disability Verification Form according to the instructions. 

If more than one member of a family applies for a WTC award, each family member must submit a separate supplement.

How to Request Payment

Award recipients must request payment by June 30 of each academic year:

  • Current New York State residents must complete the Free Application for Federal Student Aid (FAFSA) and the TAP on the Web application linked directly to the FAFSA.
  • Non-New York State residents must contact the HESC Scholarship Unit at This email address is being protected from spambots. You need JavaScript enabled to view it. to request a Scholarship and Grant Payment Application.

HESC makes payments to schools upon certification of eligibility and submission of appropriate financial aid applications.


Please contact the Scholarship Unit at This email address is being protected from spambots. You need JavaScript enabled to view it. with questions regarding this Program.

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